Living Beyond Rich is a fabulous book detailing the journey Jen McDonough and her family took to get out of debt (to the tune of $150,000) while also paying for some significant medical issues. The prevailing message is that if they can do it, so can you!
Jen starts out describing her life as one of living the dream. They knew how to handle money. They weren’t “those” people that have money problems. What they discovered through a series of unfortunate events was that they were broke and inches away of complete breakdown.
If there was a place to borrow money, they used it to the max. Credit cards, 2nd mortgage, Personal loans, credit lines, 401k loans.
How did they get out of debt? They had an “I’ve had it!” moment. Their son was diagnosed with Type 1 diabetes and they were hopeful to get that under control. They entered him into a research study that required several overnight trips to Denver for treatment. They resolved to make it happen. They knew it was time to get under control.
Jen and her husband Bob both worked full time and each had a part time job. On top of that, they would do short term temporary work, odd jobs, and anything else they could do to increase their income. They had a big hole to fill and needed a bigger shovel.
Throughout this whole ordeal, they learned how to manage their time to be able to reach their goals. This is a hard skill to master, but once you have, it can be used anywhere for anything. They were intentional about how they spent their money and their time. The journey is not over yet. There are still goals to be met, but that’s how it should be.
Jen has a very engaging writing style and her personality shines through. She genuinely wants to live a life that is full of fun, awesomeness, prosperity, and joy.
Aside from the McDonough family story, you’ll find short stories from several other people who have made the journey to debt freedom, and a whole bunch of tips and advice to help you complete your journey.
As a family that has been on the free side of the debt wall for a few years now, I can tell you that the hard work is worth it. The world opens up with new possibilities when you have the freedom to choose. When you have debt, you are at the mercy of your creditors. They hold the cards. When you kick them out, you hold the cards. Play them as you wish.
Pick up your electronic copy of Living Beyond Rich by clicking here. Or, if you’d prefer an autographed copy, click here.
Jen McDonough live in Lindstrom, Minnesota with her husband, 4 kids, and 2 dogs. She’s a motivational storyteller and Ironman Triathlete. Visit her website at http://www.TheIronJen.com. Follow her on Twitter @TheIronJen